Found the perfect home? We can help you find the perfect mortgage.

Are you tired of hiring someone to handle your mortgage or real estate transaction only to find that as soon as you sign on the dotted line they are nowhere to be found?  Then you have come to the right place to make a change for the better!

We at Berg National Realty and Finance are 100% committed to our clients satisfaction.  You will get the service and attention that you deserve while getting competitive rates for all of our services.  Our company was founded based on a few key principles that include honesty, integrity, loyalty and professionalism.  By implementing these principles in every transaction, we excel above the rest.  We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to purchase a home, sell a home, refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs.  By putting you first, we assure you a worry-free and pleasurable transaction.

Make sure to take a look at our past client testimonial page, located on the left side under the Company Info tab!

Homeowners Help

There is an overwhelming number of troubled homeowners in need of help, if you are one of them then this is for you.  Are you trying to get your lender to modify your loan and lower your mortgage payment, but can't get anywhere?  Are you at the end of your rope and don't know where to turn?  Have you looked into having someone modify your loan for you but it would cost THOUSANDS of dollars? And IF you had thousands of dollars to spend, you probably wouldn't be in the situation you are in right?  YOU HAVE FOUND THE COMPANY THAT IS HERE TO HELP YOU! THE HOMEOWNER.  We can help you with a loan modification, we can help you get into a NEW FHA loan (even if you have negative equity) and we can help you with a short sale.  Whatever decision you have made, either to keep your home or walk away WE are here every step of the way to make sure your needs are met. 

Call today to talk to someone about YOUR options!  You can also visit our homeowners help page to instantly pre-qualify for a refinance - EVEN IF YOU HAVE NEGATIVE EQUITY!  That's right!, the government has FINALLY made a program that will actually help you, the home owner.  You can refinance your current mortgage(s), your lender will pay your closing costs, your lender will forgive the negative equity and FHA will give YOU a new loan for the current market value.  This is a REAL program that has only been on the table since the end of December 2008.  Don't wait!  Call or pre-qualify online today!

Get fast answers

At our website you can find tools available to answer virtually any real estate or mortgage question.  Trying to find that perfect new home?  Look for our MLS search option.  Need to sell your home?  Contact us for a free in-home value presentation.  Trying to decide if now is a good time to refinance?  Check out our Refinance Mortgage Calculator.  Wondering if a new home equity loan or second mortgage can lower your monthly payments?  Use our Debt Consolidation Mortgage Calculator!  Confused by all the loan programs from which to choose?  Our Loan Program page will help you find the right type of loan for you.  Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Real Estate Resources

Visit our Resource page for links to all the companies that we trust our business with, whether its an appraisal, a home inspection, an escrow company, a property management company or more... Every contact you need is right at your fingertips on this page.

Loan Program Rate APR
30 year 6.250 6.345
15 year 5.875 6.032
5 year 5.625 5.359
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Mortgage News Daily


MBS MID-DAY: 2/6/2012 - 1 hour ago
Posted To: MBS CommentaryMBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-24 : +0-01 FNMA 4.0 105-19 : +0-03 FNMA 4.5 106-25 : +0-00 FNMA 5.0 108-01 : +0-03 GNMA 3.5 105-04 : +0-01 GNMA 4.0 107-25 : +0-01 GNMA 4.5 109-04 : +0-00 GNMA 5.0 110-29 : +0-01 FHLMC 3.5 103-15 : +0-00 FHLMC 4.0 105-08 : +0-03 FHLMC 4.5 106-08 : +0-00 FHLMC 5.0 107-20 : +0-03 Pricing as of 11:03 AM EST Morning Market Updates A recap of MBS Market Updates provided by MND Analysts and streamed live to the MBS Live Dashboard . 10:18AM : NAHB: List of Improving Housing Markets Expands to Nearly 100 The list of housing markets showing measurable improvement expanded by 29 metros in February to include a total of 98 entries on the National Association of Home Builders/First American Improving Markets Index (IMI), released today. Thirty...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
All FHA Today: Compare Ratios, Streamlines, Condo Approvals, LI Program Changes - 2 hours ago
Posted To: Pipeline PressSome will call this a useful tool and a time saver - others will say it is another sign of our privacy going away and "Big Brother" seeing everything. Enter an address, and it displays a map of the area showing all residences/businesses, including their phone numbers : http://neighbors.whitepages.com . In Northern California, WBC Lending is looking for experienced wholesale AE's to call on brokers. WBC Lending has "an aggressive product offering, including a super jumbo portfolio product with start rate 1.625% and life cap of 6.25%, up to $2 million dollars with a 50% DTI, and a 40-year term." With over 65 years of combined wholesale mortgage banking experience, the executive management team at WBC Lending believes they have put together a wholesale platform that is second to none, and would...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
The Week Ahead: Limited Data Calendar Leaves Auctions, Greece in Focus - 4 hours ago
Posted To: MBS CommentaryThe Employment Situation Report is normally preceded by "sideways uncertainty" and followed by noticeable directionality. But this time around, the opposite is true. Although there were some fast and moderately large losses on Friday following the report, it could be argued that the "noticeable directionality" took place in the days leading up to the report, and the passing of the report--by the time this week's upcoming Treasury Auctions and European events are considered--will usher in the "sideways uncertainty." Case in point with respect to European events, Reuters reports that Greece basically cannot bring itself to accept the terms of their most recent bailout, thus effectively dooming themselves to default and/or EU exit. Well... They apparently do have until today: ( Reuters) - Greece...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS RECAP: 2/3/2012 - 2 days ago
Posted To: MBS CommentaryMBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-24 : -0-10 FNMA 4.0 105-17 : -0-09 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-02 GNMA 3.5 105-02 : -0-11 GNMA 4.0 107-24 : -0-07 GNMA 4.5 109-03 : -0-05 GNMA 5.0 110-27 : -0-03 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-06 : -0-08 FHLMC 4.5 106-09 : -0-04 FHLMC 5.0 107-20 : -0-01 Pricing as of 4:02 PM EST Afternoon Market Updates A recap of MBS Market Updates provided by MND Analysts and streamed live to the MBS Live Dashboard . 1:54PM : NY Files Lawsuit Against Big Banks for Deceptive and Fraudulent Use of MERS Attorney General Eric T. Schneiderman today filed a lawsuit against several of the nation?s largest banks charging that the creation and use of a private national mortgage electronic registry system known as MERS has resulted in...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MERS, Banks Sued by New York State; MERSCORP Responds - 2 days ago
Posted To: MND NewsWireThree major banks and Virginia-based MERSCORP, Inc. and its subsidiary Mortgage Electronic Registrations Systems ( MERS ) were sued Friday by the state of New York. The suit, filed by the state's Attorney General Eric T. Schneiderman , charges that the creation and use of a privately national electronic registration system, MERS, "has resulted in a wide range of deceptive and fraudulent foreclosure filings in New York state and federal courts, harming homeowners and undermining the integrity of the judicial foreclosure process." Further, the lawsuit charges that the employees and agents of the three banks, Bank of America, J.P. Morgan Chase, and Wells Fargo , acting as "MERS certifying officers," have repeatedly submitted court documents containing false and misleading information that made...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.