Found the perfect home? We can help you find the perfect mortgage.

Are you tired of hiring someone to handle your mortgage or real estate transaction only to find that as soon as you sign on the dotted line they are nowhere to be found?  Then you have come to the right place to make a change for the better!

We at Berg National Realty and Finance are 100% committed to our clients satisfaction.  You will get the service and attention that you deserve while getting competitive rates for all of our services.  Our company was founded based on a few key principles that include honesty, integrity, loyalty and professionalism.  By implementing these principles in every transaction, we excel above the rest.  We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to purchase a home, sell a home, refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs.  By putting you first, we assure you a worry-free and pleasurable transaction.

Make sure to take a look at our past client testimonial page, located on the left side under the Company Info tab!

Homeowners Help

There is an overwhelming number of troubled homeowners in need of help, if you are one of them then this is for you.  Are you trying to get your lender to modify your loan and lower your mortgage payment, but can't get anywhere?  Are you at the end of your rope and don't know where to turn?  Have you looked into having someone modify your loan for you but it would cost THOUSANDS of dollars? And IF you had thousands of dollars to spend, you probably wouldn't be in the situation you are in right?  YOU HAVE FOUND THE COMPANY THAT IS HERE TO HELP YOU! THE HOMEOWNER.  We can help you with a loan modification, we can help you get into a NEW FHA loan (even if you have negative equity) and we can help you with a short sale.  Whatever decision you have made, either to keep your home or walk away WE are here every step of the way to make sure your needs are met. 

Call today to talk to someone about YOUR options!  You can also visit our homeowners help page to instantly pre-qualify for a refinance - EVEN IF YOU HAVE NEGATIVE EQUITY!  That's right!, the government has FINALLY made a program that will actually help you, the home owner.  You can refinance your current mortgage(s), your lender will pay your closing costs, your lender will forgive the negative equity and FHA will give YOU a new loan for the current market value.  This is a REAL program that has only been on the table since the end of December 2008.  Don't wait!  Call or pre-qualify online today!

Get fast answers

At our website you can find tools available to answer virtually any real estate or mortgage question.  Trying to find that perfect new home?  Look for our MLS search option.  Need to sell your home?  Contact us for a free in-home value presentation.  Trying to decide if now is a good time to refinance?  Check out our Refinance Mortgage Calculator.  Wondering if a new home equity loan or second mortgage can lower your monthly payments?  Use our Debt Consolidation Mortgage Calculator!  Confused by all the loan programs from which to choose?  Our Loan Program page will help you find the right type of loan for you.  Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Real Estate Resources

Visit our Resource page for links to all the companies that we trust our business with, whether its an appraisal, a home inspection, an escrow company, a property management company or more... Every contact you need is right at your fingertips on this page.

Loan Program Rate APR
30 year 6.250 6.345
15 year 5.875 6.032
5 year 5.625 5.359
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Mortgage News Daily


MBS RECAP: 1/27/2012 - 15 hours ago
Posted To: MBS CommentaryMBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-22 : +0-06 FNMA 4.0 105-19 : +0-04 FNMA 4.5 106-25 : +0-01 FNMA 5.0 107-30 : -0-02 GNMA 3.5 105-03 : +0-04 GNMA 4.0 107-23 : +0-02 GNMA 4.5 109-07 : -0-02 GNMA 5.0 110-24 : -0-08 FHLMC 3.5 103-16 : +0-06 FHLMC 4.0 105-11 : +0-03 FHLMC 4.5 106-08 : +0-00 FHLMC 5.0 107-14 : -0-02 Pricing as of 4:03 PM EST Afternoon Market Updates A recap of MBS Market Updates provided by MND Analysts and streamed live to the MBS Live Dashboard . 2:28PM : ALERT: MBS Hit Day's Highs, Underperforming TSYs in Low Volume The day, and week for that matter, are effectively over. The little volume that's left is exerting a greater degree of influence over the price action than it otherwise might. With little to trade on, and little reason to oppose the...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Mortgage Rates Improve For a 3rd Straight Day, Nearing All-Time Lows Again - 17 hours ago
Posted To: Mortgage Rate WatchMortgages Rates continued their march into better territory today, capping a 3 day effort of improvement following Wednesday's FOMC Announcement. At this point, rates have not only solidified their re-entry into 3.875% Best-Execution levels, but some lenders are once again competitively priced at rates below that (for detail on "best-execution," READ THIS POST ). That said, we've seen a high degree of stratification over the past 3 days as lenders have responded to the bond market rally at different paces. When we say that rate offerings are more stratified, we're talking about various lenders offering increasingly different rates to the same type of borrowers. At a good handful of lenders in our survey, best-execution rates are still at 4.0%, while the bulk have moved down to 3.875%. But a...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
AG Holder Announces Structure of MBS Fraud Unit - 17 hours ago
Posted To: MND NewsWireThe formation of the Residential Mortgage-Backed Securities Working Group tasked with investigating mortgage fraud is now official. The new office, which will be part of the Administrations Financial Fraud Enforcement Task Force (FFETF) was first announced by President Obama in his State of the Union speech on Tuesday. At a press conference this morning (video below), Attorney General Eric Holder along with Housing and Urban Development (HUD) Secretary Shaun Donovan, Securities and Exchange Commission (SEC) Director of Enforcement Robert Khuzami and New York Attorney General Eric T. Schneiderman, Holder outlined the mechanics of the working group which will bring together the Department of Justice (DOJ), several state attorneys general and other federal entities to investigate those responsible...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS End Week Near All Time Highs, But Benchmark Rally Momentum is Slowing - 18 hours ago
Posted To: MBS CommentaryThe trading day is rapidly growing uneventful and charts suggest that quite a few market participants already have one or more feet out the door for the weekend. The only real pop of volume and volatility was seen around this morning's GDP report, which was generally a mild boon to bond markets. Consumer Sentiment was close enough to consensus as to have been a non-event and everything since then has been even less so. Trading ranges are narrowing... Stocks and Bonds are following each other to a greater extent... and Volumes are rapidly dwindling... Unless something unexpected happens to cause a surge in volume and volatility, game over... bond markets win. Not only is the pivot point seen in the video a ceiling from yesterday, but it was a major ceiling from the day before, after the FOMC...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS MID-DAY: 1/27/2012 - 20 hours ago
Posted To: MBS CommentaryMBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-18 : +0-02 FNMA 4.0 105-17 : +0-02 FNMA 4.5 106-25 : +0-00 FNMA 5.0 108-01 : +0-01 GNMA 3.5 104-31 : +0-01 GNMA 4.0 107-21 : +0-00 GNMA 4.5 109-06 : -0-03 GNMA 5.0 110-30 : -0-02 FHLMC 3.5 103-12 : +0-02 FHLMC 4.0 105-09 : +0-02 FHLMC 4.5 106-09 : +0-01 FHLMC 5.0 107-17 : +0-01 Pricing as of 11:04 AM EST Morning Market Updates A recap of MBS Market Updates provided by MND Analysts and streamed live to the MBS Live Dashboard . 10:15AM : Fed's Dovish Dudley Says Recovery to Slow in 2012 RTRS ? Fed?s Dudley says much work remains to achieve Fed's dual mandate of employment, price stability RTRS - monetary policy will continue to do its part to support recovery RTRS - action on housing, fiscal policy also needed for recovery RTRS...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.